There are big changes ahead on the pension front as of April 2015. So, read these top ten tips to ensure you make the most of your pension savings:

1.Immediate access to your pension savings for over 55’s – the changes to the legislation mean that the over 55’s will now be able to access their pension savings like they can with any other savings accounts. Generally, due to the combination of tax relief and tax free cash, pensions will out perform ISA’s on a like for like basis. So, anyone over 55 should consider maximising their pension contributions, rather than investing in other forms of saving.

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